REAL ESTATE FINANCING
thats fits your life
Independent advice. Personal guidance. With financing that supports you today and remains flexible tomorrow.
Google reviews
5.0
based on 121 reviews
- Independent from individual bank institutions
- Tailored strategies instead of one-size-fits-all solutions
- Transparent conditions and clear explanations
- Personal support from first idea to payout
- In-person or digital consultation – whichever suits you best
- Independent from individual bank institutions
- Tailored strategies instead of one-size-fits-all solutions
- Transparent conditions and clear explanations
- Personal support from first idea to payout
- In-person or digital consultation – whichever suits you best
Your Goals, Not Bank Requirements
With Baufinanzierung Sabgir, you won’t get a standard solution but a concept that truly fits your goals. As independent financing consultants, we compare offers from numerous institutions and negotiate the terms on your behalf. You benefit from clear recommendations, explained in plain language with detailed insights into monthly installment, fixed interest rate, repayment, special repayment options, and long-term planning security.
Two powerful tools
for your decision
- Financing calculator
Play through different scenarios and see how interest rate, repayment, and duration affect your monthly installment. Perfect for a quick overview.
- Budget calculator
Find out what purchase price budget suits your household. Be realistic, transparent, and keep reserves in mind.
About us
At Baufinanzierung Sabgir, we combine independent advice with deep banking expertise.
Ilja Sabgir, a graduate in banking management (Frankfurt School) and certified banking specialist, will accompany you from the initial consultation to the payout, working in a structured, understandable manner and on an equal footing. Many positive customer testimonials attest to this approach.
I’m extremely satisfied with Mr. Sabgir’s advice. He is very friendly, dedicated, and always helpful. After many rejections, we finally received a financing proposal.
Thank you, Mr. Sabgir!
Lana M.
Mr. Sabgir was extremely helpful and kind. He guided me clearly and patiently through every step and explained exactly what to do. His support made the whole process much easier and more pleasant. Thank you for your help!
Sofia Pilios
Mr. Sabgir fulfilled our dream of owning a home.
The financing was carefully planned so that the monthly payments remain manageable for us.He is reliable and highly competent. We thank him very much and wish him all the best.
From us, a clear recommendation!
Shkurte Sefa
Outstanding, we’re absolutely satisfied! Mr. Sabgir quickly understood what we wanted and delivered the perfect offer. Thanks to his strong connections with banks, we got above-average conditions and approval in under two days. He was always available, and we felt well taken care of as clients. Highly recommended!
Felix
I’m absolutely happy with Mr. Sabgir’s financing advice! From the first conversation to final approval, he guided me competently, reliably, and with great patience. I especially appreciate his transparent and honest approach — he explained all options clearly and found the best solution for me. The whole process was smooth and stress-free. I can highly recommend him!
Daniel Albrecht
I’m extremely satisfied with Mr. Sabgir’s advice. He is very friendly, dedicated, and always helpful. After many rejections, we finally received a financing proposal.
Thank you, Mr. Sabgir!
Lana M.
Mr. Sabgir was extremely helpful and kind. He guided me clearly and patiently through every step and explained exactly what to do. His support made the whole process much easier and more pleasant. Thank you for your help!
Sofia Pilios
Mr. Sabgir fulfilled our dream of owning a home.
The financing was carefully planned so that the monthly payments remain manageable for us.He is reliable and highly competent. We thank him very much and wish him all the best.
From us, a clear recommendation!
Shkurte Sefa
Outstanding, we’re absolutely satisfied! Mr. Sabgir quickly understood what we wanted and delivered the perfect offer. Thanks to his strong connections with banks, we got above-average conditions and approval in under two days. He was always available, and we felt well taken care of as clients. Highly recommended!
Felix
I’m absolutely happy with Mr. Sabgir’s financing advice! From the first conversation to final approval, he guided me competently, reliably, and with great patience. I especially appreciate his transparent and honest approach — he explained all options clearly and found the best solution for me. The whole process was smooth and stress-free. I can highly recommend him!
Daniel Albrecht
Who we finance
Owner-occupiers
From your first home to a house with a garden
Investors
Financing with a view to returns, vacancy risk, and follow-up financing
Modernization & Renovation
Smart integration of subsidies and flexible options
Follow-up financing
Secure early and renegotiate optimally
SPECIAL EXPERTISE Real Estate Financing with EU BLUE CARD or Limited Residence Permit
Many qualified professionals face challenges when financing without a permanent residence permit. We specialize in this area assessing your individual situation, selecting the right banks, and ensuring well-documented, reliable support.
How we work with You
Getting to know you
Your goals, your schedule, your budget. Open, friendly, and on equal footing.
Budget & feasibility
Our budget and financing calculator gives you immediate transparency. We use this to develop your strategy.
Bank comparison
Selection of suitable institutions, checking of terms and conditions, structuring of fixed interest rates, repayment rates, special repayments, and options for later adjustments.
Recommendation & decision
You receive a clear, understandable recommendation including reasons. You can then take your time to decide.
Approval & processing
Compiling documents together, coordinating with the bank, accompanying payout. You are proactively informed about every step.
After financing
Even after the notary appointment, we are available for questions, adjustments, or new plans.
What matters to us
Comprehensibility
Financing should make sense and feel right. We explain each option in clear language and show how it affects your installments, term, and flexibility. We summarize the most important information so that you can make a calm and informed decision.
Transparency
You always know what components your financing consists of and why a recommendation is made. We disclose offers, costs, special repayments, and assumptions and make them comparable. Upon request, you will receive a clear comparison for quick orientation.
Reliability
Agreements are honored. Deadlines are met, feedback is provided promptly, and documents are reviewed and prepared in a structured manner. You have a dedicated contact person who reliably accompanies you from the initial consultation to the payout.
About the consultation
Friendly in tone, clear in substance, and with a genuine enthusiasm for real estate. The combination of market knowledge and careful planning ensures that you make decisions with confidence. Every financing arrangement is individual and so is the support we provide.
Next steps
1.
Arrange an initial consultation
Describe your requirements, clarify any open questions, and get a clear idea of the next steps.
2.
Try out our financing calculator
Test different scenarios with our calculator and get a feel for your potential monthly payments.
3.
Plan a realistic budget
Determine the right price range and start your property search with a clear budget.
Questions?
- Does the consultation cost anything?
No, the consultation is completely free and non-binding. I’m compensated by the bank you ultimately choose, meaning you get honest recommendations with no hidden interests.
- Do you work with a specific bank?
No, I’m independent and compare offers from over 800 banks, savings banks, and building societies to find the best fit for your goals.
- What documents are required?
For the first consultation, a brief digital self-assessment, which you can fill out online, is enough. Afterwards, you’ll receive a clear checklist for the next steps.
- How do I choose interest rate lock and repayment?
It depends on the market, your need for security, and your flexibility.
A solid initial repayment with a special repayment option often makes sense. You’ll receive a recommendation that fits your life plan. - Is online consultation possible?
Yes. Consultations can take place in person, via video, or by phone.
Documents are exchanged securely and digitally. - Do you also offer follow-up financing?
Yes. Ideally, we review your options 12–18 months before your fixed interest period ends, so you can secure the best terms early.